Impact
We measure ourselves by outcomes: households served, enterprises grown, women building independent credit histories — not just disbursement volume.
Outcomes framing
Microfinance done well is quiet infrastructure. It shows up as a second sewing machine, a stocked shelf before festival season, a daughter's school fees paid on time — outcomes that rarely make headlines but compound for decades.
Our cereal entrepreneurs — from kirana businesses to beauty parlours and vegetable shops — represent the transformative power of accessible credit. We hold ourselves to the discipline of measuring them: who we serve, how their enterprises fare, and whether they graduate to larger, cheaper credit over time.
DJT Microfinance received ₹163.40 Crore in funding to expand our mission of empowering underserved communities. With 10,320 villages served across 65 districts, our impact continues to grow.
Key measures
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Borrower stories
JLG Loans
“The first loan bought the sewing machine. The third one built the shop.”
Babita, aged 42, from Bulandsahar district, Uttar Pradesh was married to Anand Prakash, aged 41. With two children and a husband working as manual labour, DJT Microfinance gave her the support to start her own business, transforming her family's financial future.
Micro LAP
“The house my father built now backs the business my daughter will run.”
Anju, around 24 years old, was dependent on her husband Satish who worked at a nearby tea stall. With the help of DJT Microfinance, she started a beauty parlour and cosmetic shop that now provides financial independence for her family.
Individual Loans
“During corona, we lost everything. DJT helped us rebuild.”
Lalita Devi, aged 36, married to Mahendra Singh. When COVID-19 took away both their incomes, DJT Microfinance helped them identify a resilient business — a vegetable and fruits shop — that continues to sustain their family.
