Impact & Empowerment
We measure ourselves by outcomes: 77,395+ households served, micro-enterprises expanded, and women building independent credit histories.
Empowerment Framing
DJT Microfinance was established in 2021 as an RBI-registered NBFC-MFI with a mission to expand access to formal credit for underserved communities at the bottom of the economic pyramid.
Operating across 130 branches in 72 districts across 7 states, our focus is supporting women-led micro-enterprises with accessible business loans for income generation, working capital requirements, and entrepreneurial aspirations.
Our responsible lending model prioritises prudent risk assessment, customer repayment capacity, 100% digital verification, and sustainable borrower relationships.
Key Measures
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Branches nationwide
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Districts covered
Borrower stories
JLG Loans
“Coming together as a Joint Liability Group gave us the courage to start and the trust to succeed together.”
Six women in the village formed a collective under DJT's JLG framework, pooling resources and mutual guarantees to run a collective stitching and garment manufacturing enterprise.
Micro LAP
“The first loan bought the sewing machine. The subsequent support built my independent boutique.”
Babita started with a single mechanical sewing unit and grew her tailoring establishment into a local fashion hub fulfilling orders across neighbouring villages.
Individual Loans
“With reliable capital, my garment finishing workshop expanded to employ three other women in my village.”
Kamlesh utilized an individual micro-enterprise loan to acquire commercial iron presses and bulk fabric, transforming her home unit into a thriving finishing business.
Artisan Micro Loan
“Timely working capital enabled me to buy vibrant threads directly from weavers and keep our traditional craft alive.”
Radha preserves generations of handloom weaving heritage. DJT Microfinance provided timely credit when formal institutions turned away, securing her household dignity.
Agri-Allied Loans
“Direct credit before harvest season ensured we bought quality seeds and equipment on time, doubling our seasonal yield.”
Geeta and her fellow women farmers used microfinance loans for collective irrigation and organic crop inputs, achieving record harvests and sustainable household earnings.
